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- 🚨 AI Entered the Group Chat
🚨 AI Entered the Group Chat
And She's Rewriting the Rules of Investing 💅🤖📈

👋 Hey, Mel here! Welcome to my newsletter. Every two weeks I dive deep into one story in the fintech world - covering banking, investments and crypto. This is the only newsletter that breaks it down for you in a fun, digestible and simple way. Just how it should be.
Lets get started!
Hey Fintech Queens & Kings 👑,
I’ve got tea to spill, and it’s future-of-finance hot 🍵🔥
You know how we’ve all been manifesting more control over our investments? Like, “I want a portfolio based on my vibes, but where do I even start?”
Well guess what… the AI gods heard us 😌🙏
I stumbled upon an AI product by Public that legit made me almost miss dinner chitchat with my bestie — because it’s that good. And no, this isn’t some snoozy robo-advisor rebrand. This is main character energy for your portfolio, babes.
You get to build your own custom index based on whatever you care about: Women-led companies? Crypto x Space? Founders who lift weights? Say less 💅💭
✨ Continue reading to see why this blew my mind — and why you’ll wanna stick around ‘til the end (I’m dropping my new monthly portfolio strategy and yes, you can totally steal it 💁♀️).
But also, I’m detailing what you should watch out for. No worries, I got your back 😉
Let’s break it down.
🎯 Meet Your AI Investment Stylist
So here’s the juicy bit: this tool lets you create your own index based on literally anything you care about — idealism, trends, memes, vibes. Like… what?? 🤯
Here’s what it does:
You choose a theme or criteria (like “Women-led companies” or “Space x Crypto” 🌌✨)
It picks a group of stocks that match
It simulates their historical returns 📊 (yep, even shows you how your dream index would've stacked up vs. the S&P 👀)
You can edit, remove, or boost stocks based on your feels — adjust the weights, diversify your heart out 💞
So not only are we becoming more empowered investors, we’re also aligning our money with our values/beliefs and getting the data we need to decide if it’s actually a smart move 💸💬
🧠 AI Portfolios that stood out
Let me spill on some examples of portfolios that users built in this AI magic machine:
🐸 WSB Hot Topics
"A collection of stocks frequently mentioned and discussed on the Wall Street Bets subreddit over the past month. These companies represent the current focus of the WSB community's interest and speculation.”
Ummm… hello Gamestop PTSD? 😂 But also? Genius. WSB is the land of meme-stock chaos, and this index brings together all the internet’s faves in one spicy little bundle: Tesla, Palantir, Amazon, NVIDIA, you name it 😮💨 The chart? Kinda wild. But what an interesting one.

⚠️ High risk, high meme potential. But definitely a fun sandbox to play in. Just don’t go betting your rent money, okay? Love you.
🌌 Cosmic Crypto Philanthropy
"A futuristic portfolio combining crypto exchanges, space tech, and companies with strong philanthropic commitments, simulating a space-based Bitcoin exchange that automatically contributes to charitable causes."
YES PLEASE. 🚀🔗❤️ It’s giving Space x Vitalik vibes. And with Coinbase now part of the S&P? Girl, crypto is slowly sliding into the mainstream like it’s wearing red bottoms.
I love how this mix blends innovation. But lets have a double look on those philanthropic picks. Investing with purpose AND personality? That would be hot. 🔥

🛡️ Tariff Shield
"A collection of companies that demonstrate resilience to tariffs and trade disputes due to their domestic focus, supply chain flexibility, pricing power, or ability to pass costs to consumers."
This one’s for my people that have been doomscrolling through every headline on international trade wars drama 😅📰
The portfolio leans into healthcare, telecommunications, and utility names, solid, resilient companies that know how to keep things running even when the global drama kicks off.

If you’re all about stability, this one might be your new BFF, the kind of index that says, “We’ll be fine, thanks.” 🏰💅
🧺 My Monthly Strategy: The Remix
Here’s how I’m planning on using this in real life, and how you can too:
Create my own portfolio based on my interests
Analyse the historical returns, and compare it with the S&P 🧐
If I see a strong ratio, pick 5 stocks from the list I like. Again, check the returns.
Check my local broker, buy the ones available and that make sense, for me.
Every month? I tweak it. Maybe add a new theme. Diversify. Rebalance. Keep it ✨fresh✨
Its all about creating a personal investment ritual, like a vision board but with my own personalized ETFs 😅
📌 Final Thoughts
We’re entering the era of hyper-personal investing, and it’s so. freaking. exciting. 🚀
You don’t need to be a hedge fund girlie to build something that reflects YOU. AI is making it easier than ever, and tools like this are just the beginning.
But let me put my responsible fintech hat on for a sec 🧢👇
📝 Tiny Text, Big Energy: Let’s Be Smart Queens 👑
Let’s keep it real: investing always involves risk. Past returns? Not a crystal ball 🔮
Bear in mind that these simulations don’t include fees, slippage, timing, or your favorite emotion - fear. 😬
So read the small letters. Understand the assumptions. And never, ever FOMO all-in.
Last tip: be mindful that this is an AI tool, built by data. Meaning biases can exists and will be enhanced. Be sure to check the companies and reach your own conclusions. Its a tool, not a magic wand. Its purpose is to give us options, help us get more creative, and assess.
So , what theme would you choose for your AI-built portfolio? 👀
XOXO,
Fintech Girl 💖
👋 That’s it for today! Thank you for reading and have a relaxing day! And, if you enjoyed this newsletter, invite your friends and colleagues to:
Opinions: My Own, Memes: Web, I take no credit for their creation. Not Financial Advice
About: I am a business engineer, finance professional, and former banker with a tech mentality, with a deep passion for cryptocurrency and blockchain. My mission is to empower women and underrepresented communities with essential information to foster fintech education, spark money conversations and inspire investment journeys. In addition to my daily role at a fintech scale-up, I am an active member and speaker in the Fintech community.
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