2026 Predictions

Something important is shifting in how money works and most people won’t notice until it’s already normal. This is one of those moments where paying attention early actually matters.

In this edition, I’m sharing my 2026 money predictions and how they connect. Stay with me until the end, cause I am dropping the one that will change the way we invest.

And if you’re reading this thinking, “My team should talk about money too,” I gotcha. I run Money Masterclass sessions that break down investing in a way that’s clear, practical, and actually useful for teams.

Just hit reply, I’m one email away. 💛

Let’s dive right in →

Prediction 1: Markets Will Slowly Move On-Chain

I’ve been interested in blockchain for a long time. Back in 2020, it was already clear to me that the technology itself was powerful. For years, it felt like something only “crypto bros” cared about. This year, that changed.

You might have noticed the word stablecoin popping up more often. Simply put, stablecoins are digital currencies designed to hold a stable value, often tied to the dollar or euro. They’re now being used for international payments because they’re faster and cheaper than traditional banking rails.

But payments are just the first step.

What’s really coming next is bigger, and this is my bold prediction for next year: financial instruments themselves starting to run on this technology. When they move on-chain, buying and selling assets becomes faster, settlement happens almost instantly, and the endless paperwork starts to disappear. Markets don’t need to “open” and “close” anymore they can run continuously.

For corporate treasurers, time is gold. And this speed will change how corporates function.

Prediction 2: We’ll Start Letting Technology Manage Our Money

Managing money takes time, energy, and attention, three things most people are short on. That’s why personalized finance tools are growing. My prediction is that we’re about to move one step further.

Instead of just helping us manage money, technology will start doing it for us. Welcome AI Agents for personalized finance.

At first, this might look simple: tools that automatically save, rebalance investments, or remind you when you’re overspending. Over time, these systems will become more autonomous, making small decisions in the background so you don’t have to.

This can be incredibly powerful, especially for beginners. But it also raises an important question: how do you trust a system that touches your money?

Trust won’t come from flashy apps or clever marketing. It will come from knowing there are clear rules, limits, and transparency built into the system.

Prediction 3: Trust Becomes the Most Important Feature

As more money decisions are automated, trust stops being a “nice to have” and becomes essential. Fraud, mistakes, and misuse are real concerns especially when machines are involved. I mean, how do you know the agent won’t drain your wallet. Or decide to gamble it all…

This is where blockchain quietly does its most important work.

At its core, blockchain creates records that can’t easily be changed and rules that are enforced automatically. It allows systems to say, very clearly: this is allowed, this is not, and here’s the proof. Every transaction leaves a trace. Every rule is visible.

This matters more than it might sound. It means financial systems can be built in a way that protects users by design, not just by promise. Less room for hidden surprises. More clarity about what’s happening with your money.